Money
The payment arrangements worth asking any contractor about before you agree to a job, and the questions that make each one concrete.
Four arrangements
These are the arrangements made directly with a business, described as they generally work. None of them is an offer, and which ones are available is a question for whoever is quoting.
The simplest arrangement: the work is done, you look at it, you pay. Common on shorter jobs where no materials have to be bought in ahead of time, and the one with the fewest moving parts.
Ask: when is payment due — on the day, or within a set number of days of the invoice?Part up front and the rest at the end. The deposit normally covers materials ordered specifically for your job, or holds a date. It is usual on anything that has to be bought in, and it should be written down with the rest of the price.
Ask: what does the deposit cover, and what happens to it if the job is cancelled or postponed?Payment released in steps tied to visible progress rather than to dates in a calendar. On a longer job it keeps both sides level — nobody is a long way ahead on money or a long way ahead on work.
Ask: what exactly has to be finished before each stage is payable, and who decides it is finished?The method rather than the timing. Which of these a business takes varies, and a few add a handling charge on cards. Paying by a method that leaves a record is generally worth a small cost, because a record is what a warranty claim is built on.
Ask: which methods do you take, and is there a surcharge on any of them?
Five lines
Almost every argument about money on a job traces back to one of these five being left vague. All of them are reasonable to ask.
Tell us roughly what you need and we will set out what the payments would look like before anyone commits.
Free quote • no pressure • no obligation.